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Annuities

Longer life spans... uncertainty about Social Security... changes in employer-provided retirement plans.

Those are some of the reasons why achieving a financially secure retirement ranks as one of today's most important financial concerns. And why annuities have grown in popularity. Annuities directly address the need for a retirement income, and Minnesota Life offers a variety of annuities that can meet a range of financial needs.

Minnesota Life annuities: Choices that match your goals

 

Retirement savings

Income today

Investment options

Fixed returns

Income you can't outlive






Variable deferred annuity

X

 

X

 

X

Variable immediate annuity

 

X

X  

X

Fixed immediate annuity

 

X

  X X
Fixed deferred annuity X     X X


Deferred
annuities help you accumulate dollars for retirement. Your earnings accumulate tax-deferred, which helps your money grow over the long run.

» MultiOption® Advisor variable deferred annuities
Minnesota Life's MultiOption Advisor B, C and L class variable deferred annuities allow you to select from numerous investment options. You can invest your contributions in fixed income, equity and international portfolios, and others.

» SecureOption® fixed annuities
Fixed annuities allow you to receive a guaranteed interest rate on your contributions. You can select an initial rate fixed for one, three, five, seven or nine years.


Immediate annuities allow you to receive a stream of income now, with payments structured to fit your needs.

» Variable income annuities
Minnesota Life's variable income annuities may also be used to immediately generate a stream of income. Payments vary monthly with the performance of the investments you select. Variable income annuities offer the potential to earn returns that outpace inflation. Investments will fluctuate and payments will go up and down with performance.

» Fixed immediate annuities
Minnesota Life's fixed immediate annuities provide fixed payment amounts for people who want an income that doesn't vary.

Minnesota Life variable annuity products are distributed through:
Securian Financial Services, Inc.
400 Robert Street North, St. Paul, MN 55101-2098
Securities Dealer, Member NASD/SIPC
1-888-237-1838

You should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. You may obtain a copy of the prospectus from your representative. Please read the prospectuses carefully before investing.

Get the Full Story
Contact a financial advisor or registered representative to find out more about annuities.

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Get the Full Story
Contact a financial advisor or registered representative to find out more about annuities.

Achieving a financially secure retirement ranks as one of today's most important financial concerns.

Annuities Through Employers
There's more than one way to participate in an annuity. Employers may also make annuities available to employees in a variety of retirement plans, including IRAs.

 


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Last updated:Wednesday, August 19, 2009 11:39 AM