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| - | MultiOption Advisor |
| - | SecureOption Annuities |
| - | Variable Income |
| - | Fixed Immediate |
| - | Annuities for Financial Professionals |
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MultiOption®
Advisor
The power to shape your financial future
By providing the choices you need, the flexibility you want, and guarantees you can count on, MultiOption Advisor variable annuity brings you the power to shape your financial future.
Minnesota Life's MultiOption Advisor annuity: An overview
- A variable annuity from one of the nation's strongest insurance companies, MultiOption Advisor helps you grow your retirement savings now and can provide retirement income for you in the future.
- More than 50 investment options, from guaranteed interest rate selections to multiple equity investment choices.
- Tax-deferral to provide flexibility now and help your retirement savings grow over the long run.
- A range of retirement income options, including the Guaranteed Income Provider Benefit.
- Asset protection for your loved ones. A Guaranteed Minimum Death Benefit is provided on all contracts. Annuity owners may also purchase an optional death benefit for an additional charge. The options include Highest Anniversary Value, 5% Death Benefit Increase or the Premier Death Benefit.
- Convenient features, from easy-to-read statements to emergency access to your money.
- The expertise of your financial advisor or registered representative, who knows how to help make MultiOption Advisor work for you.
Specific MultiOption Advisor features may vary by state. Review the prospectus or talk with your representative for details.
Creating the kind of retirement you want doesn't have to be an overwhelming challenge. MultiOption Advisor delivers what you need to start taking control of your retirement. It gives you the power to shape your financial future.
Talk to your financial advisor or registered representative about the MultiOption Advisor variable annuity today.
Investments in the variable annuity sub-accounts will fluctuate and upon redemption will be worth more or less than originally invested.
The guarantees available in MultiOption Advisor are
based on the financial strength and claims-paying ability of Minnesota
Life. The guarantees do not have any bearing on the performance of the
variable investment options.
There are charges and expenses associated with annuities including deferred
sales charges for early withdrawals. In addition, withdrawals before age
59-1/2 may be subject to an IRS tax penalty.
Minnesota Life variable annuity products are
distributed through:
Securian Financial Services, Inc.
400 Robert Street North, St. Paul, MN 55101-2098
Securities Dealer, Member FINRA/SIPC
1-888-237-1838
You should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. You may obtain a copy of the prospectus from your representative. Please read the prospectuses carefully before investing.
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| Tax-deferred interest allows your full earnings to remain in your account and continue to grow, instead of being reduced by taxes. |
| What is an annuity? |
| Annuities are designed to help you achieve
a financially secure retirement. A deferred annuity is a contract
with an insurance company that allows you to accumulate savings on
a tax-deferred basis, until you withdraw your funds at some point
in the future. Annuities also help you structure withdrawals in the
future to fund your retirement. They can even provide a guaranteed
income for life. Annuities can help you build your savings, control the tax consequences of your investments, and meet your retirement income needs. |