Life insurance serves as the cornerstone of any sound financial program. Besides providing a death benefit, it can be used to provide a family with financial security, accumulate funds for a college education, build a retirement fund and much more. Minnesota Life offers a variety of life insurance products to meet a range of financial needs.

Term life insurance
» Advantage Elite Term
Competitively priced term coverage with valuable benefits and riders. Advantage also has the opportunity to convert to AL, VAL Summit, VAL Horizon or Classic Life for an additional cost but without additional underwriting or a medical exam.

Adjustable life insurance
» Adjustable Life Legend (AL Legend)
Dividend paying, flexible policy designed to provide living benefits with guaranteed insurance coverage.

» Adjustable Life Summit (AL Summit)
Designed to provide low cost death benefit guarantees with strong guaranteed cash values.

Variable life insurance
» Accumulator Variable Universal Life
Variable universal life insurance that offers cash value accumulation potential, flexible premiums and an optional death benefit guarantee.*

» Variable Adjustable Life Summit (VAL Summit)
Variable, flexible premium policy designed to provide strong death benefit guarantees with low cost premiums.

» Variable Adjustable Life - Horizon (VAL Horizon)
Flexible premium variable life insurance designed for cash value accumulation and living benefits in addition to guaranteed death benefit protection.

» Variable Adjustable Life Survivor (VAL Survivor)
Variable adjustable life insurance that covers two people, with the benefit paid after the death of the second insured person. VAL Survivor is a valuable tool that can be used in a number of estate and financial planning applications.

Policy loans may create an adverse tax result in the event of a lapse or policy surrender, and will reduce both the cash value and death benefit.

Variable life insurance products contain fees, such as management fees, fund expenses, distribution fees and mortality and expense charges. The variable investment options are subject to market risk, including loss of principal.

You should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. You may obtain a copy of the prospectus from your representative. Please read the prospectuses carefully before investing.

Minnesota Life variable and universal life products are distributed through:
Securian Financial Services, Inc.
400 Robert Street North, St. Paul, MN 55101-2098
Securities Dealer, Member FINRA/SIPC
1-888-237-1838

Indexed Universal life insurance
» Eclipse Indexed Life
Eclipse is an indexed universal life insurance product that offers a flexible life insurance solution and guarantees.  With indexed and fixed interest crediting options, the choice of guaranteeing the death benefit for life* and the flexibility of universal life, Eclipse is customizable to meet your life insurance goals.

Survivorship Universal life insurance
» Legacy Protector Survivorship Universal Life (Legacy Protector SUL)
Fixed life insurance that covers two people, with the benefit paid after the death of the second insured person. Legacy Protector SUL is a valuable tool that can be used in a number of estate and financial planning applications.

Whole life insurance
» Classic Life
A whole life policy with low, guaranteed premiums, cash values that earn a competitive tax-favored rate of return and several unique design features.

Contact a financial advisor to find out more about life insurance.

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Adjustable Life and Variable Adjustable Life policies from Minnesota Life feature the Adjustable Concept^TM life insurance guarantee. This responsive and updateable guarantee is available only through Minnesota Life. Ask your financial advisor about the Adjustable Concept.^TM

Guarantees are based on the financial strength and claims paying ability of Minnesota Life.